🇺🇸 United States vs 🇮🇹 Italy
Side-by-side early retirement comparison — taxes, cost of living, healthcare, and FIRE number.
Key Takeaway
Italy is significantly cheaper than United States for retirees. With a cost of living index of 65 vs 100, your money goes 35% further in Italy. Capital gains tax is 26% in Italy vs 0% in United States. Use the calculator to see your personalized FIRE number for both countries.
Side-by-Side Comparison
Tax Comparison for Retirees
🇺🇸 United States Taxes
🇮🇹 Italy Taxes
Special Tax Regimes for Expats
Flat Tax for Retirees
7% flat tax on ALL foreign income for retirees in Southern Italy/small towns.
Impatriate Regime
70-90% income exemption for workers.
Calculate Your Exact FIRE Number
Enter your portfolio, spending, and retirement age to see a personalized comparison between United States and Italy — with Monte Carlo simulations and tax modeling.
🔥 Open Calculator — United States vs ItalyFAQ: United States vs Italy for Retirement
Is it cheaper to retire in Italy or United States?
Italy has a cost of living index of 65 compared to United States's 100(where US = 100). Italy is significantly cheaper than United States for retirees. Your money goes approximately 35% further in Italy.
How do taxes compare between United States and Italy?
Capital gains tax is 26% in Italy vs 0% in United States. The top income tax rate is 43% in Italy vs 37% in United States. For FIRE retirees, the effective tax rate depends on your withdrawal strategy — use our calculator for a personalized estimate.
What about healthcare in Italy vs United States?
Estimated annual healthcare costs are $0 in Italyvs $3,000 in United States. Italy offers public healthcare access for residents.