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🇺🇸 United States vs 🇸🇬 Singapore

Side-by-side early retirement comparison — taxes, cost of living, healthcare, and FIRE number.

🔥 Calculate Your FIRE Number — United States vs Singapore

Key Takeaway

Singapore is somewhat cheaper than United States for retirees. Capital gains tax is 0% in Singapore vs 0% in United States. Use the calculator to see your personalized FIRE number for both countries.

Side-by-Side Comparison

🇺🇸
United States
🇸🇬
Singapore
Cost of Living
Overall Index
100
90 ✓
Rent (City)
$2,500/mo ✓
$3,000/mo
Rent (Suburb)
$1,800/mo ✓
$2,200/mo
Taxes
Capital Gains (LT)
0%
0%
Top Income Tax
37%
24% ✓
Healthcare
Est. Annual Cost
$3,000
$2,000 ✓
Public Access
No
Yes
Other
Currency
$ USD
S$ SGD

Tax Comparison for Retirees

🇺🇸 United States Taxes

$0–$11,92510%
$11,925–$48,47512%
$48,475–$103,35022%
$103,350–$197,30024%
$197,300–$250,52532%
$250,525–$626,35035%
$626,350+37%

🇸🇬 Singapore Taxes

S$0–S$20,0000%
S$20,000–S$30,0002%
S$30,000–S$40,0004%
S$40,000–S$80,0007%
S$80,000–S$120,00012%
S$120,000–S$160,00015%
S$160,000–S$200,00018%
S$200,000–S$240,00019%
S$240,000–S$280,00020%
S$280,000–S$320,00020%
S$320,000–S$500,00022%
S$500,000–S$1,000,00023%
S$1,000,000+24%

Calculate Your Exact FIRE Number

Enter your portfolio, spending, and retirement age to see a personalized comparison between United States and Singapore — with Monte Carlo simulations and tax modeling.

🔥 Open Calculator — United States vs Singapore

FAQ: United States vs Singapore for Retirement

Is it cheaper to retire in Singapore or United States?

Singapore has a cost of living index of 90 compared to United States's 100(where US = 100). Singapore is somewhat cheaper than United States for retirees.

How do taxes compare between United States and Singapore?

Capital gains tax is 0% in Singapore vs 0% in United States. The top income tax rate is 24% in Singapore vs 37% in United States. For FIRE retirees, the effective tax rate depends on your withdrawal strategy — use our calculator for a personalized estimate.

What about healthcare in Singapore vs United States?

Estimated annual healthcare costs are $2,000 in Singaporevs $3,000 in United States. Singapore offers public healthcare access for residents.

More Comparisons

More about retiring in United States →More about retiring in Singapore →