🇮🇪 Retire in Ireland
Everything you need to know about early retirement in Ireland — taxes, cost of living, healthcare, visa options, and how to calculate your FIRE number.
Quick Facts
Taxes for Retirees in Ireland
Ireland has 33% capital gains tax on long-term investments. The income tax system uses progressive brackets with a top rate of 40%. For FIRE retirees living off investment income, the effective tax rate is typically much lower than the top bracket since most withdrawals come from capital gains rather than earned income.
Income Tax Brackets
Cost of Living in Ireland
Ireland has a high cost of living with an index of 95 (where New York City = 100). While the cost of living is relatively high, the quality of life, infrastructure, and services are excellent.
Healthcare in Ireland
Public healthcare available for residents (estimated $1,500/year post-retirement).
Public healthcare available but many use private insurance (€1,000-3,000/yr). Medical card for low income.
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See exactly how much you need to retire in Ireland. Compare taxes, cost of living, and run Monte Carlo simulations — all free.
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FAQ: Retiring in Ireland
How much money do I need to retire in Ireland?
Using the 4% safe withdrawal rate, you need approximately 25x your annual spending. With Ireland's high cost of living (index 95/100), your FIRE number could be significantly similar to what you'd need compared to retiring in the US. Use our free calculator to get your exact number.
What are the tax implications of retiring in Ireland?
Ireland has 33% capital gains tax and a top income tax rate of 40%. For FIRE retirees primarily living off investment income, the effective tax rate depends on your withdrawal strategy and account types. Our calculator models this in detail for your specific situation.
Can I get a visa to retire in Ireland?
Various residency options available. Visa requirements depend on your nationality, income, and assets. Check the visa details in our calculator for the most up-to-date information.