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🇻🇳 Retire in Vietnam

Everything you need to know about early retirement in Vietnam — taxes, cost of living, healthcare, visa options, and how to calculate your FIRE number.

Quick Facts

Currency
VND
Cost of Living
very low
Index: 30/100
Capital Gains
20% capital gains tax
Top Income Tax
35%

Taxes for Retirees in Vietnam

Vietnam has 20% capital gains tax on long-term investments. The income tax system uses progressive brackets with a top rate of 35%. For FIRE retirees living off investment income, the effective tax rate is typically much lower than the top bracket since most withdrawals come from capital gains rather than earned income.

Income Tax Brackets

0 – ₫60,000,0005%
60,000,000 – ₫120,000,00010%
120,000,000 – ₫216,000,00015%
216,000,000 – ₫384,000,00020%
384,000,000 – ₫624,000,00025%
624,000,000 – ₫960,000,00030%
960,000,000+35%

Cost of Living in Vietnam

Vietnam has a very low cost of living with an index of 30 (where New York City = 100). This means your money goes significantly further here compared to major Western cities. Many FIRE retirees find they can live comfortably on much less than they would spend in the US or Europe.

Healthcare in Vietnam

Public healthcare available for residents (estimated $1,500/year post-retirement).

Very affordable. International hospitals in major cities. Insurance ~$50-150/mo.

Ready to Calculate Your FIRE Number?

See exactly how much you need to retire in Vietnam. Compare taxes, cost of living, and run Monte Carlo simulations — all free.

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FAQ: Retiring in Vietnam

How much money do I need to retire in Vietnam?

Using the 4% safe withdrawal rate, you need approximately 25x your annual spending. With Vietnam's very low cost of living (index 30/100), your FIRE number could be significantly lower compared to retiring in the US. Use our free calculator to get your exact number.

What are the tax implications of retiring in Vietnam?

Vietnam has 20% capital gains tax and a top income tax rate of 35%. For FIRE retirees primarily living off investment income, the effective tax rate depends on your withdrawal strategy and account types. Our calculator models this in detail for your specific situation.

Can I get a visa to retire in Vietnam?

Various residency options available. Visa requirements depend on your nationality, income, and assets. Check the visa details in our calculator for the most up-to-date information.