🇺🇸 United States vs 🇲🇽 Mexico
Side-by-side early retirement comparison — taxes, cost of living, healthcare, and FIRE number.
Key Takeaway
Mexico is significantly cheaper than United States for retirees. With a cost of living index of 35 vs 100, your money goes 65% further in Mexico. Capital gains tax is 10% in Mexico vs 0% in United States. Use the calculator to see your personalized FIRE number for both countries.
Side-by-Side Comparison
Tax Comparison for Retirees
🇺🇸 United States Taxes
🇲🇽 Mexico Taxes
Calculate Your Exact FIRE Number
Enter your portfolio, spending, and retirement age to see a personalized comparison between United States and Mexico — with Monte Carlo simulations and tax modeling.
🔥 Open Calculator — United States vs MexicoFAQ: United States vs Mexico for Retirement
Is it cheaper to retire in Mexico or United States?
Mexico has a cost of living index of 35 compared to United States's 100(where US = 100). Mexico is significantly cheaper than United States for retirees. Your money goes approximately 65% further in Mexico.
How do taxes compare between United States and Mexico?
Capital gains tax is 10% in Mexico vs 0% in United States. The top income tax rate is 35% in Mexico vs 37% in United States. For FIRE retirees, the effective tax rate depends on your withdrawal strategy — use our calculator for a personalized estimate.
What about healthcare in Mexico vs United States?
Estimated annual healthcare costs are $1,000 in Mexicovs $3,000 in United States. Mexico offers public healthcare access for residents.