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🇨🇦 Canada vs 🇲🇽 Mexico

Side-by-side early retirement comparison — taxes, cost of living, healthcare, and FIRE number.

Key Takeaway

Mexico is significantly cheaper than Canada for retirees. With a cost of living index of 35 vs 75, your money goes 53% further in Mexico. Capital gains tax is 10% in Mexico vs 25% in Canada. Use the calculator to see your personalized FIRE number for both countries.

Side-by-Side Comparison

🇨🇦
Canada
🇲🇽
Mexico
Cost of Living
Overall Index
75
35
Rent (City)
$2,200/mo
$800/mo
Rent (Suburb)
$1,500/mo
$500/mo
Taxes
Capital Gains (LT)
25%
10%
Top Income Tax
33%
35%
Healthcare
Est. Annual Cost
$0
$1,000
Public Access
Yes
Yes
Other
Currency
C$ CAD
MX$ MXN

Tax Comparison for Retirees

🇨🇦 Canada Taxes

C$0–C$55,86715%
C$55,867–C$111,73321%
C$111,733–C$173,20526%
C$173,205–C$246,75229%
C$246,752+33%

🇲🇽 Mexico Taxes

MX$0–MX$8,9522%
MX$8,952–MX$75,9846%
MX$75,984–MX$133,53611%
MX$133,536–MX$155,22916%
MX$155,229–MX$185,85218%
MX$185,852–MX$374,83721%
MX$374,837–MX$590,79624%
MX$590,796–MX$1,127,92630%
MX$1,127,926–MX$1,503,90232%
MX$1,503,902–MX$4,511,70734%
MX$4,511,707+35%

Calculate Your Exact FIRE Number

Enter your portfolio, spending, and retirement age to see a personalized comparison between Canada and Mexico — with Monte Carlo simulations and tax modeling.

🔥 Open Calculator — Canada vs Mexico

FAQ: Canada vs Mexico for Retirement

Is it cheaper to retire in Mexico or Canada?

Mexico has a cost of living index of 35 compared to Canada's 75(where US = 100). Mexico is significantly cheaper than Canada for retirees. Your money goes approximately 53% further in Mexico.

How do taxes compare between Canada and Mexico?

Capital gains tax is 10% in Mexico vs 25% in Canada. The top income tax rate is 35% in Mexico vs 33% in Canada. For FIRE retirees, the effective tax rate depends on your withdrawal strategy — use our calculator for a personalized estimate.

What about healthcare in Mexico vs Canada?

Estimated annual healthcare costs are $1,000 in Mexicovs $0 in Canada. Mexico offers public healthcare access for residents. Canada offers public healthcare access for residents.

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