← Back to WhereToFIRE Calculator

🇺🇸 United States vs 🇻🇳 Vietnam

Side-by-side early retirement comparison — taxes, cost of living, healthcare, and FIRE number.

Key Takeaway

Vietnam is significantly cheaper than United States for retirees. With a cost of living index of 30 vs 100, your money goes 70% further in Vietnam. Capital gains tax is 20% in Vietnam vs 0% in United States. Use the calculator to see your personalized FIRE number for both countries.

Side-by-Side Comparison

🇺🇸
United States
🇻🇳
Vietnam
Cost of Living
Overall Index
100
30
Rent (City)
$2,500/mo
$400/mo
Rent (Suburb)
$1,800/mo
$200/mo
Taxes
Capital Gains (LT)
0%
20%
Top Income Tax
37%
35%
Healthcare
Est. Annual Cost
$3,000
$1,500
Public Access
No
Yes
Other
Currency
$ USD
₫ VND

Tax Comparison for Retirees

🇺🇸 United States Taxes

$0–$11,92510%
$11,925–$48,47512%
$48,475–$103,35022%
$103,350–$197,30024%
$197,300–$250,52532%
$250,525–$626,35035%
$626,350+37%

🇻🇳 Vietnam Taxes

0–₫60,000,0005%
60,000,000–₫120,000,00010%
120,000,000–₫216,000,00015%
216,000,000–₫384,000,00020%
384,000,000–₫624,000,00025%
624,000,000–₫960,000,00030%
960,000,000+35%

Calculate Your Exact FIRE Number

Enter your portfolio, spending, and retirement age to see a personalized comparison between United States and Vietnam — with Monte Carlo simulations and tax modeling.

🔥 Open Calculator — United States vs Vietnam

FAQ: United States vs Vietnam for Retirement

Is it cheaper to retire in Vietnam or United States?

Vietnam has a cost of living index of 30 compared to United States's 100(where US = 100). Vietnam is significantly cheaper than United States for retirees. Your money goes approximately 70% further in Vietnam.

How do taxes compare between United States and Vietnam?

Capital gains tax is 20% in Vietnam vs 0% in United States. The top income tax rate is 35% in Vietnam vs 37% in United States. For FIRE retirees, the effective tax rate depends on your withdrawal strategy — use our calculator for a personalized estimate.

What about healthcare in Vietnam vs United States?

Estimated annual healthcare costs are $1,500 in Vietnamvs $3,000 in United States. Vietnam offers public healthcare access for residents.

More Comparisons

More about retiring in United StatesMore about retiring in Vietnam