🇨🇦 Canada vs 🇨🇷 Costa Rica
Side-by-side early retirement comparison — taxes, cost of living, healthcare, and FIRE number.
Key Takeaway
Costa Rica is significantly cheaper than Canada for retirees. With a cost of living index of 45 vs 75, your money goes 40% further in Costa Rica. Capital gains tax is 15% in Costa Rica vs 25% in Canada. Use the calculator to see your personalized FIRE number for both countries.
Side-by-Side Comparison
Tax Comparison for Retirees
🇨🇦 Canada Taxes
🇨🇷 Costa Rica Taxes
Calculate Your Exact FIRE Number
Enter your portfolio, spending, and retirement age to see a personalized comparison between Canada and Costa Rica — with Monte Carlo simulations and tax modeling.
🔥 Open Calculator — Canada vs Costa RicaFAQ: Canada vs Costa Rica for Retirement
Is it cheaper to retire in Costa Rica or Canada?
Costa Rica has a cost of living index of 45 compared to Canada's 75(where US = 100). Costa Rica is significantly cheaper than Canada for retirees. Your money goes approximately 40% further in Costa Rica.
How do taxes compare between Canada and Costa Rica?
Capital gains tax is 15% in Costa Rica vs 25% in Canada. The top income tax rate is 25% in Costa Rica vs 33% in Canada. For FIRE retirees, the effective tax rate depends on your withdrawal strategy — use our calculator for a personalized estimate.
What about healthcare in Costa Rica vs Canada?
Estimated annual healthcare costs are $1,800 in Costa Ricavs $0 in Canada. Costa Rica offers public healthcare access for residents. Canada offers public healthcare access for residents.