🇮🇪 Ireland vs 🇳🇱 Netherlands
Side-by-side early retirement comparison — taxes, cost of living, healthcare, and FIRE number.
Key Takeaway
Netherlands is somewhat cheaper than Ireland for retirees. With a cost of living index of 80 vs 95, your money goes 16% further in Netherlands. Capital gains tax is 36% in Netherlands vs 33% in Ireland. Use the calculator to see your personalized FIRE number for both countries.
Side-by-Side Comparison
Tax Comparison for Retirees
🇮🇪 Ireland Taxes
🇳🇱 Netherlands Taxes
Special Tax Regimes for Expats
30% Ruling
30% of salary tax-free. Box 3 exemption for foreign assets.
Calculate Your Exact FIRE Number
Enter your portfolio, spending, and retirement age to see a personalized comparison between Ireland and Netherlands — with Monte Carlo simulations and tax modeling.
🔥 Open Calculator — Ireland vs NetherlandsFAQ: Ireland vs Netherlands for Retirement
Is it cheaper to retire in Netherlands or Ireland?
Netherlands has a cost of living index of 80 compared to Ireland's 95(where US = 100). Netherlands is somewhat cheaper than Ireland for retirees. Your money goes approximately 16% further in Netherlands.
How do taxes compare between Ireland and Netherlands?
Capital gains tax is 36% in Netherlands vs 33% in Ireland. The top income tax rate is 50% in Netherlands vs 40% in Ireland. For FIRE retirees, the effective tax rate depends on your withdrawal strategy — use our calculator for a personalized estimate.
What about healthcare in Netherlands vs Ireland?
Estimated annual healthcare costs are $1,800 in Netherlandsvs $1,500 in Ireland. Ireland offers public healthcare access for residents.