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🇮🇪 Ireland vs 🇨🇷 Costa Rica

Side-by-side early retirement comparison — taxes, cost of living, healthcare, and FIRE number.

Key Takeaway

Costa Rica is significantly cheaper than Ireland for retirees. With a cost of living index of 45 vs 95, your money goes 53% further in Costa Rica. Capital gains tax is 15% in Costa Rica vs 33% in Ireland. Use the calculator to see your personalized FIRE number for both countries.

Side-by-Side Comparison

🇮🇪
Ireland
🇨🇷
Costa Rica
Cost of Living
Overall Index
95
45
Rent (City)
$2,200/mo
$900/mo
Rent (Suburb)
$1,600/mo
$600/mo
Taxes
Capital Gains (LT)
33%
15%
Top Income Tax
40%
25%
Healthcare
Est. Annual Cost
$1,500
$1,800
Public Access
Yes
Yes
Other
Currency
€ EUR
₡ CRC

Tax Comparison for Retirees

🇮🇪 Ireland Taxes

0–€42,00020%
42,000+40%

🇨🇷 Costa Rica Taxes

0–₡4,200,0000%
4,200,000–₡6,300,00010%
6,300,000–₡10,500,00015%
10,500,000–₡21,000,00020%
21,000,000+25%

Calculate Your Exact FIRE Number

Enter your portfolio, spending, and retirement age to see a personalized comparison between Ireland and Costa Rica — with Monte Carlo simulations and tax modeling.

🔥 Open Calculator — Ireland vs Costa Rica

FAQ: Ireland vs Costa Rica for Retirement

Is it cheaper to retire in Costa Rica or Ireland?

Costa Rica has a cost of living index of 45 compared to Ireland's 95(where US = 100). Costa Rica is significantly cheaper than Ireland for retirees. Your money goes approximately 53% further in Costa Rica.

How do taxes compare between Ireland and Costa Rica?

Capital gains tax is 15% in Costa Rica vs 33% in Ireland. The top income tax rate is 25% in Costa Rica vs 40% in Ireland. For FIRE retirees, the effective tax rate depends on your withdrawal strategy — use our calculator for a personalized estimate.

What about healthcare in Costa Rica vs Ireland?

Estimated annual healthcare costs are $1,800 in Costa Ricavs $1,500 in Ireland. Costa Rica offers public healthcare access for residents. Ireland offers public healthcare access for residents.

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