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🇬🇧 United Kingdom vs 🇨🇷 Costa Rica

Side-by-side early retirement comparison — taxes, cost of living, healthcare, and FIRE number.

Key Takeaway

Costa Rica is significantly cheaper than United Kingdom for retirees. With a cost of living index of 45 vs 85, your money goes 47% further in Costa Rica. Capital gains tax is 15% in Costa Rica vs 18% in United Kingdom. Use the calculator to see your personalized FIRE number for both countries.

Side-by-Side Comparison

🇬🇧
United Kingdom
🇨🇷
Costa Rica
Cost of Living
Overall Index
85
45
Rent (City)
$1,800/mo
$900/mo
Rent (Suburb)
$1,200/mo
$600/mo
Taxes
Capital Gains (LT)
18%
15%
Top Income Tax
45%
25%
Healthcare
Est. Annual Cost
$0
$1,800
Public Access
Yes
Yes
Other
Currency
£ GBP
₡ CRC

Tax Comparison for Retirees

🇬🇧 United Kingdom Taxes

£0–£37,70020%
£37,700–£125,14040%
£125,140+45%

🇨🇷 Costa Rica Taxes

0–₡4,200,0000%
4,200,000–₡6,300,00010%
6,300,000–₡10,500,00015%
10,500,000–₡21,000,00020%
21,000,000+25%

Special Tax Regimes for Expats

🇬🇧

Remittance Basis

Only UK-source and remitted foreign income taxed

Up to 15 years📋 Non-UK domiciled.

Calculate Your Exact FIRE Number

Enter your portfolio, spending, and retirement age to see a personalized comparison between United Kingdom and Costa Rica — with Monte Carlo simulations and tax modeling.

🔥 Open Calculator — United Kingdom vs Costa Rica

FAQ: United Kingdom vs Costa Rica for Retirement

Is it cheaper to retire in Costa Rica or United Kingdom?

Costa Rica has a cost of living index of 45 compared to United Kingdom's 85(where US = 100). Costa Rica is significantly cheaper than United Kingdom for retirees. Your money goes approximately 47% further in Costa Rica.

How do taxes compare between United Kingdom and Costa Rica?

Capital gains tax is 15% in Costa Rica vs 18% in United Kingdom. The top income tax rate is 25% in Costa Rica vs 45% in United Kingdom. For FIRE retirees, the effective tax rate depends on your withdrawal strategy — use our calculator for a personalized estimate.

What about healthcare in Costa Rica vs United Kingdom?

Estimated annual healthcare costs are $1,800 in Costa Ricavs $0 in United Kingdom. Costa Rica offers public healthcare access for residents. United Kingdom offers public healthcare access for residents.

More Comparisons

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